1. Who among the following is one of the recipients of the Nobel Peace Prize-2011 ?( )
1) Ellen Johnson Sirleaf
2) Jules A. Hoffmann
3) Bruce A. Bcutler
4) Adam G. Riess
5) Tomas Transtromer
2. The Food Security Bill-2011 which is in the process of becoming an Act, divides the entire population of the country into two groups. Which of the following are ' these two groups? ( )
1) Below poverty line and Above poverty line
2)General population and Excluded population
3)Included households and Excluded households
4)Covered under PDS and Not Covered under PDS
5) General households and priority households
3. RBI has recently deregulated the rates of interest to be provided by various Banks to their depositors/ customers with effect from 25.10.2011 on their__accounts. ( )
1) Time Deposit 2) Saving bank
3) Loan 4) Fixed deposit 5) Current
4. Which of the following is the main advantage of \"ASBA\" with the applicants for share allotment?( )
1) ASBA applicant has got secured allotment of shares
2) ASBA applicant has got certain preference in allotment of shares as compared to general applicants
3) ASBA applicant need not remit the fund for allotment of shares, he/she will do so after shares are allotted to him/her
4) ASBA Applicants deposit/ OD account is not debited, only the funds are blocked for the same and he/she continues to avail interest till the shares arc allotted to him/her
5) None of these
5. \"Many people die in Deadly Games in Egypt\" : Was the news in almost all major newspapers in February 2012. Which of The following statements is the correct representation of 'Deadly Game' given In the headlines? ( )
1)A riot broke out during a Football Match in Egypt in which many people were killed
2)Police had to open fire on a Mob including some genuine ticket holders, who were not allowed to enter the Stadium even after the start of the match
3) Egypt is famous for its dangerous games of \"Bull Fight' and 'Martial Game': Many participants die every year in such games
4) Some terrorists opened fire during a football match. About 1000 people were killed in the incident
5) The defeat in the game is considered equivalent to death
6. Mullaperiyar Dam which is always in news, is located in which of the following States? ( )
1) Maharashtra 2) Karnataka
3) Andhra Pradesh 4) Kerala 5) Tamil Nadu
7. Like telephone/Mobile number portability, the Ministry of Finance/RBI is now also considering to provide bank account number portability to bank customers. Which of the following would it mean? ( )
1)Any customer/account holder can withdraw cash from any other Bank through his/her own cheques drawn on other bank even without ATM
2) Any borrower can draw funds from his/her loan account from any other bank also
3) The account number of any account holder will remain the same even if he/ she is getting his/her account transferred to another bank also,
4) Bank customers would have the facility of mobile Banks to withdraw cash nearby his/her plate
5) None of these
8. The total number of Kisan Credit Card holder’s in our country is___ ( )
1) 8 Crores 2) 10 Crores
3) 5 Crores 4) 7.5 Crores 5) 6 Crores
9. NRE deposit is ____ ( )
1) Non Resident External deposit
2) Non Resident Extra deposit
3) Non Resident Exchange deposit
4)Non Refundable External deposit
5) Non Resident Extended deposit
10. What is offshore banking? ( )
1)It is a bank located In the sea (i.e. Island)
2)It is a bank located In SEZ
3)It is a bank located in a neighboring country
4)It is a bank located outside the country of residence of the depositor
5)Offshore banking is basically dealing in foreign exchange
11. Maoists in which of the following countries recently decided to accept Government's offer of 'Golden Handshake' and enter into 'civilian life' or mainstream of the society? ( )
1) Myanmar 2) India
3) China 4) Nepal 5) Bhutan
12. Which of the following is correct? ( )
1) Illiterates cannot open any account in a bank
2) Illiterate women cannot open any account in a bank
3) Illiterates can open savings bank accounts in a bank
4) Advance can be granted to a minor
(5) Advance can be granted to a minor if he is of sound mind
13. As per newspaper reports western countries are going to impose sanctions on which of the following OPEC countries as it is said that it is trying to make a nuclear bomb? ( )
(1) Kuwait (2) Iraq (3) Iran
(4) Saudi Arebia (5) Angola
14.''The Reliance Industries Ltd. (RIL) has decided to return some 'KG' fields to the Government of India\" was the news in some major newspapers. What is the major production in KG fields owned by RIL?( )
1)Crude oil 2)Gas 3)Coal 4)Iron ore 5)Gold ore and Diamonds
15. Non convertible debentures are__( )
1) Debt instruments which acquire equity status at the issuers' option.
2) Debt instruments which acquire equity status at the investors' option.
3) Debt instruments which acquire equity status with the permission of Registrar of Companies.
4) Debt instruments which acquire equity status on maturity.
5) Debt instruments which retain their debt character and cannot acquire equity status.
16. India's Dipika Pallikal and Sarah Cardwell of Australia recently played an international match in Chennai. Both of them are_ ( )
1) Badminton players 2) Golf players
3) Chess players 4) Squash players
5) Table tennis players
17. \"IRDA norms will boost on-line distribution\" - was the news in some major newspapers. This means on line distribution of which of the following will boost up?( )
1) Bank products
2) Insurance policies/products
3)Licenses to open new banks/branches of existing banks
4)Licenses to operate 2G/3G spectrums
5) Permits for export of iron ore
18. 'Lajja' is a book written by_ ( )
1) Salman Rushdie 2) Taslima Nasreen
3) Sunil Ganguli 4) Rabindranath Tagore
5) Bimal Mitra
19. To prevent frauds in multiple mortgage cases, under SARFAESI Act, 2002 one special thing has been created and made operative from 01.04.2011. Which one is that from the following? ( )
1)Special Registrar Office at Lucknow
2)Special Central Arbitration Bureau at Lucknow
3) Central SARFAESI Tribunals at 6 Centres
4) Central Electronic Registry
5) State Electronic Registries
20. SBI has merged which of the following two associate banks with itself ? ( )
1)State Bank of Hyderabad and State Bank of Patiala
2)State Bank of Hyderabad and State Bank of Travan-core
3)State Bank of Mysore and State Bank of Travancore
4)State Bank of Indore and State Bank of Hyderabad
5)State Bank of Indore and State Bank of Saurashtra
21. Assembly Elections took place in which one of the following States recently? (In January 2012) ( )
1) Madhya Pradesh 2) Maharashtra
3) Kerala 4) Punjab 5) Tamil Nadu
22. Which one of the following is not a salient feature of Debit Card? ( )
1)No bad debts to banks and no suits for recovery
2) No interest earning for banks
3) Works like a normal withdrawal
4) Can be used at ATM and POS
5) 45 days credit is given to the card holder
23. Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfillment of its terms and conditions. What is this arrangement known in banking context? ( )
1)Line of Credit 2)Loan to Client
3)Loan on Credit 4)Loan against Credit
5)Letter of Credit
24. As per Financial Inclusion drive one of the following Banks introduced Tiny Cards with Biometric identification. Which of the following is that Bank?( )
1) Central Bank of India
2) Oriental Bank of Commerce
3) Indian Bank
4)State Bank of India
5) Bank of Maharashtra
25. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development (Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference ?( )
1) India should agree to double its energy efficiency under a global understanding
2) India should suspend its nuclear pact with USA or atleast should reduce it to 50% level of agreed capacity
3) Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
4) India has a vast resource of coal. It must share its coal resources with other, countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there
5) None of these
ANSWERS
1. 1 2. 5 3. 2 4. 4 5. 1
6. 4 7. 3 8. 2 9. 1 10.5
11.4 12.3 13.3 14.1 15.5
16.4 17.2 18.2 19.4 20.5
21.4 22.5 23.5 24.4 25.1
1) Ellen Johnson Sirleaf
2) Jules A. Hoffmann
3) Bruce A. Bcutler
4) Adam G. Riess
5) Tomas Transtromer
2. The Food Security Bill-2011 which is in the process of becoming an Act, divides the entire population of the country into two groups. Which of the following are ' these two groups? ( )
1) Below poverty line and Above poverty line
2)General population and Excluded population
3)Included households and Excluded households
4)Covered under PDS and Not Covered under PDS
5) General households and priority households
3. RBI has recently deregulated the rates of interest to be provided by various Banks to their depositors/ customers with effect from 25.10.2011 on their__accounts. ( )
1) Time Deposit 2) Saving bank
3) Loan 4) Fixed deposit 5) Current
4. Which of the following is the main advantage of \"ASBA\" with the applicants for share allotment?( )
1) ASBA applicant has got secured allotment of shares
2) ASBA applicant has got certain preference in allotment of shares as compared to general applicants
3) ASBA applicant need not remit the fund for allotment of shares, he/she will do so after shares are allotted to him/her
4) ASBA Applicants deposit/ OD account is not debited, only the funds are blocked for the same and he/she continues to avail interest till the shares arc allotted to him/her
5) None of these
5. \"Many people die in Deadly Games in Egypt\" : Was the news in almost all major newspapers in February 2012. Which of The following statements is the correct representation of 'Deadly Game' given In the headlines? ( )
1)A riot broke out during a Football Match in Egypt in which many people were killed
2)Police had to open fire on a Mob including some genuine ticket holders, who were not allowed to enter the Stadium even after the start of the match
3) Egypt is famous for its dangerous games of \"Bull Fight' and 'Martial Game': Many participants die every year in such games
4) Some terrorists opened fire during a football match. About 1000 people were killed in the incident
5) The defeat in the game is considered equivalent to death
6. Mullaperiyar Dam which is always in news, is located in which of the following States? ( )
1) Maharashtra 2) Karnataka
3) Andhra Pradesh 4) Kerala 5) Tamil Nadu
7. Like telephone/Mobile number portability, the Ministry of Finance/RBI is now also considering to provide bank account number portability to bank customers. Which of the following would it mean? ( )
1)Any customer/account holder can withdraw cash from any other Bank through his/her own cheques drawn on other bank even without ATM
2) Any borrower can draw funds from his/her loan account from any other bank also
3) The account number of any account holder will remain the same even if he/ she is getting his/her account transferred to another bank also,
4) Bank customers would have the facility of mobile Banks to withdraw cash nearby his/her plate
5) None of these
8. The total number of Kisan Credit Card holder’s in our country is___ ( )
1) 8 Crores 2) 10 Crores
3) 5 Crores 4) 7.5 Crores 5) 6 Crores
9. NRE deposit is ____ ( )
1) Non Resident External deposit
2) Non Resident Extra deposit
3) Non Resident Exchange deposit
4)Non Refundable External deposit
5) Non Resident Extended deposit
10. What is offshore banking? ( )
1)It is a bank located In the sea (i.e. Island)
2)It is a bank located In SEZ
3)It is a bank located in a neighboring country
4)It is a bank located outside the country of residence of the depositor
5)Offshore banking is basically dealing in foreign exchange
11. Maoists in which of the following countries recently decided to accept Government's offer of 'Golden Handshake' and enter into 'civilian life' or mainstream of the society? ( )
1) Myanmar 2) India
3) China 4) Nepal 5) Bhutan
12. Which of the following is correct? ( )
1) Illiterates cannot open any account in a bank
2) Illiterate women cannot open any account in a bank
3) Illiterates can open savings bank accounts in a bank
4) Advance can be granted to a minor
(5) Advance can be granted to a minor if he is of sound mind
13. As per newspaper reports western countries are going to impose sanctions on which of the following OPEC countries as it is said that it is trying to make a nuclear bomb? ( )
(1) Kuwait (2) Iraq (3) Iran
(4) Saudi Arebia (5) Angola
14.''The Reliance Industries Ltd. (RIL) has decided to return some 'KG' fields to the Government of India\" was the news in some major newspapers. What is the major production in KG fields owned by RIL?( )
1)Crude oil 2)Gas 3)Coal 4)Iron ore 5)Gold ore and Diamonds
15. Non convertible debentures are__( )
1) Debt instruments which acquire equity status at the issuers' option.
2) Debt instruments which acquire equity status at the investors' option.
3) Debt instruments which acquire equity status with the permission of Registrar of Companies.
4) Debt instruments which acquire equity status on maturity.
5) Debt instruments which retain their debt character and cannot acquire equity status.
16. India's Dipika Pallikal and Sarah Cardwell of Australia recently played an international match in Chennai. Both of them are_ ( )
1) Badminton players 2) Golf players
3) Chess players 4) Squash players
5) Table tennis players
17. \"IRDA norms will boost on-line distribution\" - was the news in some major newspapers. This means on line distribution of which of the following will boost up?( )
1) Bank products
2) Insurance policies/products
3)Licenses to open new banks/branches of existing banks
4)Licenses to operate 2G/3G spectrums
5) Permits for export of iron ore
18. 'Lajja' is a book written by_ ( )
1) Salman Rushdie 2) Taslima Nasreen
3) Sunil Ganguli 4) Rabindranath Tagore
5) Bimal Mitra
19. To prevent frauds in multiple mortgage cases, under SARFAESI Act, 2002 one special thing has been created and made operative from 01.04.2011. Which one is that from the following? ( )
1)Special Registrar Office at Lucknow
2)Special Central Arbitration Bureau at Lucknow
3) Central SARFAESI Tribunals at 6 Centres
4) Central Electronic Registry
5) State Electronic Registries
20. SBI has merged which of the following two associate banks with itself ? ( )
1)State Bank of Hyderabad and State Bank of Patiala
2)State Bank of Hyderabad and State Bank of Travan-core
3)State Bank of Mysore and State Bank of Travancore
4)State Bank of Indore and State Bank of Hyderabad
5)State Bank of Indore and State Bank of Saurashtra
21. Assembly Elections took place in which one of the following States recently? (In January 2012) ( )
1) Madhya Pradesh 2) Maharashtra
3) Kerala 4) Punjab 5) Tamil Nadu
22. Which one of the following is not a salient feature of Debit Card? ( )
1)No bad debts to banks and no suits for recovery
2) No interest earning for banks
3) Works like a normal withdrawal
4) Can be used at ATM and POS
5) 45 days credit is given to the card holder
23. Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfillment of its terms and conditions. What is this arrangement known in banking context? ( )
1)Line of Credit 2)Loan to Client
3)Loan on Credit 4)Loan against Credit
5)Letter of Credit
24. As per Financial Inclusion drive one of the following Banks introduced Tiny Cards with Biometric identification. Which of the following is that Bank?( )
1) Central Bank of India
2) Oriental Bank of Commerce
3) Indian Bank
4)State Bank of India
5) Bank of Maharashtra
25. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development (Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference ?( )
1) India should agree to double its energy efficiency under a global understanding
2) India should suspend its nuclear pact with USA or atleast should reduce it to 50% level of agreed capacity
3) Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
4) India has a vast resource of coal. It must share its coal resources with other, countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there
5) None of these
ANSWERS
1. 1 2. 5 3. 2 4. 4 5. 1
6. 4 7. 3 8. 2 9. 1 10.5
11.4 12.3 13.3 14.1 15.5
16.4 17.2 18.2 19.4 20.5
21.4 22.5 23.5 24.4 25.1
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